Send, receive, exchange and spend in 50+ currencies — at the real rate. Local bank rails everywhere from Mauritius to Mumbai to Manhattan.
Total balance
$24,156.82
+ $312.40 this week
Priya · India 🇮🇳
Arrives in seconds via UPI
As featured in
Why Nova
Local rails everywhere — IBAN, IFSC, SWIFT, PIX, UPI, sort codes. Auto-detected.
Move money to friends in seconds, anywhere in the world. Real-time tracking.
Hold and convert 50+ currencies at the mid-market rate. No hidden markup.
Spend anywhere. Freeze, unfreeze and set limits in one tap.
End-to-end encryption, 2FA, biometric login, fraud monitoring 24/7.
Send to any Nova user by email or phone — instantly and free.
Security & trust
We're held to the same standards as the world's largest banks — and we go further.
Licensed e-money institution. Funds safeguarded with tier-1 partner banks.
Military-grade encryption protects every transfer, login and stored detail.
Customer balances are ring-fenced and held separately from operating funds.
Independently audited security controls and continuous compliance reviews.
Loved worldwide
"Nova replaced 3 different bank apps for me. I get paid from the US, hold in USD, and convert at the real rate when I need rupees. Saves me hundreds every month."
"Sending payroll to contractors in 8 countries used to take a full day. Now it takes 4 minutes. The exchange rates are unmatched."
"My family lives in three different countries. Nova lets me send money instantly with no hidden fees. The app is gorgeous and support is real human beings."
Pricing
No hidden fees. No minimums. Cancel anytime.
Everything you need for everyday banking.
How it works
Pick your country — we set up local accounts and a multi-currency wallet automatically.
Top up from any bank, debit card, or receive your salary directly into Nova.
Use Nova anywhere in the world. Send abroad at the real rate, instantly.
FAQ